INTRODUCTION
The purpose of this document is to inform you about the type of information that ThreatRate Risk Management gathers on individuals that utilize its electronic services, how it uses this information, whether it is disclosed to any third parties, your ability to modify/remove send information and how that information is protected
1. EFFECTIVE DATE
The Effective Date of this Privacy Policy is January 1, 2008
2. PERSONAL INFORMATION COLLECTION AND USAGE
ThreatRate Risk Management may utilize personal information actively submitted to its public and paid websites for marketing purposes. This information may include, but is not limited to: name, address, title, employee number, telephone number, fax number and email address. Individuals acting in a business capacity may have their personal business information stored in retrievable form by ThreatRate Risk Management for an extended period of time. Individuals may request to review, change, or remove personal information that is stored in retrievable form ThreatRate Risk Management database by formal written request to ThreatRate Risk Management. Under no circumstance ThreatRate Risk Management will sell or transfer personal information actively entered to its public Website to a third-party for marketing purposes. Individuals that do not wish to share personal information should not actively submit such information to ThreatRate Risk management. Individuals should be aware, however that failure to submit required information or the provision of incomplete information may preclude ThreatRate Risk Management from fulfilling a particular request.
Formal written requests for review change or removal of personal information should be directed to:
Privacy Issues
ThreatRate Risk Management LLC
435 E 79 Street Suite 8P
New York, NY 10075
3. SECURITY
ThreatRate Risk Management member accounts are secured by member-created passwords. ThreatRate Risk Management takes precautions to insure that member account information is kept private. We use reasonable measures to protect member information that is stored within our database, and we restrict access to member information to those employees who need access to perform their job functions, such as our customer service personnel and technical staff. Please note that we cannot guarantee the security of member account information. Unauthorized entry or use, hardware or software failure, and other factors may compromise the security of member information at any time. For any additional information about the security measures we use on the ThreatRate Risk Management website, please contact us at privacy@ThreatRate.com
4. LINKS
ThreatRate Risk Management website contains links to sites. ThreatRate Risk Management is not responsible for the privacy policies and/or practices on other sites. When linking to another site a user should read the privacy policy stated on that site. Our privacy policy only governs information collected by ThreatRate Risk Management.
1. You Agree to These Terms by Using this Site
Your access to, and use of, http://www.threatrate.com (“the "Site") is subject to the following Terms of Use and all applicable laws and regulations. If you do not agree and accept, without limitation or qualification, these Terms of Use, please exit the Site.
2. Ownership of Content
The Site and all of its contents including, but not limited to, all text and images ("Content") are owned and copyrighted by ThreatRate Risk Management. Any content that is a trademark, logo, or service mark is also a registered and unregistered trademark of ThreatRate Risk Management or others. Your use of any Content, except as provided in these Terms of Use, without the written permission of the Content owner, is strictly prohibited. You are also advised that ThreatRate Risk Management will aggressively enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution.
3. Your Use of the Site
ThreatRate Risk Management grants you permission to use the Site as follows:
-You are prohibited from using the Site to post or transmit any infringing, threatening, false, misleading, abusive, harassing, libelous, defamatory, vulgar, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law.
-ThreatRate Risk Management will fully cooperate with any law enforcement authorities or any court order requesting or directing ThreatRate Risk Management to disclose the identity of anyone posting or transmitting any such information or materials.
-You are prohibited from using the Site to impersonate any person or entity, including any Site moderator or any representative of ThreatRate Risk Management or its Affiliated Entities, or falsely stating or otherwise misrepresenting your affiliation with any person or entity in connection with the Site; or stating or implying that we endorse any statement you make.
-You are prohibited from using the Site to advertise or perform any commercial solicitation, or otherwise exploiting for any commercial purposes any portion of, use of or access to the Site.
-You are prohibited from using the Site to post or transmit any virus, worm, Trojan Horse, easter egg, time bomb, spyware or other computer code, file or program that is harmful or invasive that may or is intended to damage or hijack the operation of, or to monitor the use of, any hardware, software or equipment.
-You are prohibited from using the Site to violate the legal rights of others or harvest or collect personally identifiable information about users of the Site.
-You are prohibited from restricting or inhibiting any other person from use of the Site, and from interfering with or disrupting the operation of the Site or the servers or networks used to make the Site available or violating any requirements, procedures, policies or regulations of such networks.
-You are prohibited from modifying, adapting, translating, reverse engineering, decompiling or disassembling any portion of the Site.
4. Registration; User Names and Passwords
You may be required to register with ThreatRate Risk Management in order to access certain areas of the Site. With respect to any such registration, we may refuse to grant you, and you may not use, a user name (or email address) that is already being used by someone else; that may be construed as impersonating another person; that belongs to another person; that violates the intellectual property or other rights of any person; that is offensive; or that we reject for any other reason in our sole discretion. You are responsible for maintaining the confidentiality of any password you may use to access the Site, and agree not to transfer your password or user name, or lend or otherwise transfer your use of or access to the Site, to any third party. You are fully responsible for all interaction with the Site that occurs in connection with your password or user name. You agree to immediately notify ThreatRate Risk Management of any unauthorized use of your password or user name or any other breach of security related to your account or the Site, and to ensure that you "log off"/exit from your account with the Site (if applicable) at the end of each session. We are not liable for any loss or damage arising from your failure to comply with any of the foregoing obligations.
Disclaimer: Online Subscription Services
The information contained on site has been prepared for the sole use of registered users of the ThreatRate Risk Management online subscription service.
This information-based service is provided as a guide only and does not purport to give conclusive professional advice on a given topic. The information is presented in a generic format and must be considered and adapted by each client to suit the company's individual circumstances.
While every care has been taken by ThreatRate Risk Management in the preparation of this information it does not guarantee the accuracy or veracity of any information or opinion, or the appropriateness, suitability or applicability of any practice or procedure contained therein. Therefore ThreatRate Risk Management takes no responsibility for any use to which the information may be put nor for any errors, typographical or substantive, which may appear in the web site. ThreatRate Risk Management shall not be liable for any damage or economic loss, whether arising from the negligence or breach of contract or otherwise, of the authors who contributed to the web site content.
Similarly ThreatRate Risk Management shall not be liable for any damage or loss occasioned by the actions of any party in reliance upon the terms of this information, which result in losses incurred in respect of any inaccurate, mistaken or negligent statement contained in this web site or as interpreted or as applied by any user.
ThreatRate Risk Management reserves the right to revise, amend, alter or delete the information provided on the ThreatRate Risk Management web site at any time, but shall not be responsible for or liable in respect of any such revisions, amendments, alterations or deletions. Responsibility for any loss occasioned from the use of information appearing on this web site shall rest solely with the user.
5. Privacy
Any personal data (for example, your name, address, telephone number or e-mail address) you transmit to the Site by electronic mail or otherwise will be used by ThreatRate Risk Management in accordance with the Site's Privacy Policy as posted. Any other communication or material you transmit to the Site, such as questions, comments, suggestions or the like, will be treated as non-confidential and nonproprietary. Email and other transmissions will not be encrypted or otherwise secured. You represent and warrant that any information you provide in connection with your use of the Site is and shall remain true, accurate, and complete, and that you will maintain and update such information regularly. You agree that if any information you provide is false, inaccurate, obsolete or incomplete, we may terminate your use of the Site. For more details please check ThreatRate Risk Management Privacy Policy. < Hyper link to the Privacy Policy
6. Disclaimer of Warranties
ALL CONTENT IS SUBJECT TO CHANGE AND IS PROVIDED TO YOU "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Without limiting the foregoing, ThreatRate Risk Management neither warrants nor represents that your use of any Content will not infringe the rights of any third parties nor that the Content will be accurate, complete or up-to-date. Additionally, with reference to any postings, submissions and the like that may be on the Site, ThreatRate Risk Management assumes no responsibility or liability arising from any infringing, threatening, false, misleading, abusive, harassing, libelous, defamatory, vulgar, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law, contained in any such locations on the Site.
7. Exclusion of Liability
YOUR USE OF THE SITE IS AT YOUR OWN RISK. NEITHER ThreatRate Risk Management, NOR ANY OF ITS AFFILIATED ENTITIES, OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE, NOR ANY OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SHAREHOLDERS, LICENSORS AND REPRESENTATIVES, ARE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR OTHER DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR CONTENT WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, USE, DATA, LOSS OF OTHER INTANGIBLES, LOSS OF SECURITY OF INFORMATION YOU HAVE PROVIDED IN CONNECTION WITH YOUR USE OF THE SITE, OR UNAUTHORIZED INTERCEPTION OF ANY SUCH INFORMATION BY THIRD PARTIES, EVEN IF ADVISED IN ADVANCE OF SUCH DAMAGES OR LOSSES. IN PARTICULAR, AND WITHOUT LIMITATION, NEITHER COLOROOT OR COLOR QUARTERLY NOR ANY AFFILIATED ENTITY WILL BE LIABLE FOR DAMAGES OF ANY KIND RESULTING FROM YOUR USE OF OR INABILITY TO USE THE SITE, OR RESULTING FROM ANY CONTENT POSTED ON THE SITE BY COLOROOT OR COLOR QUARTERLY OR ANY THIRD PARTY. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SITE IS TO STOP USING THE SITE. Please note that some jurisdictions may not allow the exclusion of certain damages, so some of the above exclusions may not apply to you.
8. Links to Third Party Sites
The Site may contain links to sites owned or operated by parties other than ThreatRate Risk Management. Such links are provided for your convenience only. ThreatRate Risk Management does not control, and is not responsible for, the content or privacy policies on, or the security of, such sites. Without limiting the foregoing, ThreatRate Risk Management specifically disclaims any responsibility if such sites:
- infringe any third party's intellectual property rights;
- are inaccurate, incomplete or misleading;
- are not merchantable or fit for a particular purpose;
- do not provide adequate security;
- contain viruses or other items of a destructive nature; or
- are libelous or defamatory.
ThreatRate Risk Management does not endorse the content, or any products or services available, on such sites. If you establish a link to such sites, you do so at your own risk and without the permission of ThreatRate Risk Management or Color Quarterly.
9. Termination
You agree that ThreatRate Risk Management, in its sole discretion, may terminate your access to or use of the Site, at any time and for any reason, including without limitation if ThreatRate Risk Management believes that you have violated or acted inconsistently with the letter or spirit of these Terms of Use. Upon any such termination, your right to use the Site will immediately cease. You agree that any termination of your access to or use of the Site may be effected without prior notice, and that ThreatRate Risk Management may immediately deactivate or delete your account and password, and all related information and files associated with it, and/or bar any further access to such information or files. You agree that neither ThreatRate Risk Management nor any Affiliated Entity will be liable to you or any third party for any termination of your access to the Site or to any such information or files, or will be required to make such information or files available to you after any such termination.
10. Revisions to the Terms
ThreatRate Risk Management may at any time, and without notice, revise these Terms of Use by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the current Terms of Use. You can determine when these Terms of Use were last revised by referring to the "LAST UPDATED" legend at the top of this document.
When using any services on the Site, you agree that you are subject to any additional posted guidelines, rules, terms and conditions applicable to such services, which rules, terms and conditions are hereby incorporated by reference into these Terms of Use.
11. Revisions to the Site
We reserve the right, at any time and from time to time, temporarily or permanently, in whole or in part, to: modify or discontinue the Site, with or without notice; limit the Site's availability to any person, geographic area or jurisdiction we choose; charge fees in connection with the use of the Site; modify and/or waive any fees charged in connection with the Site; and/or offer opportunities to some or all users of the Site. You agree that neither we nor any Affiliated Entity shall be liable to you or to any third party for any modification, suspension or discontinuance of the Site, in whole or in part, or of any service, content, Submission, feature or product offered through the Site. Your continued use of the Site after such changes will indicate your acceptance of such changes